Charges

                                          Services Charges (w.e.f 01/04/2015):

Sr. No Nature Of Service Charges
1 Statement Charges:  
• SB Account • Rs. 15/ Per Page
• CA/CCl & OD Account • One Time Free in a Month, after that Rs. 15 Per page
2 Duplicate Pass Book Charges Rs. 100 Per Book
3 Minimum Balance Charge:  
• Current Account Rs. 250 Per Quarter
• Saving Account Rs. 100 Per Quarter For Cheque Book Facility Holder & Rs. 75 For Without Cheque Book Facility
4 SMS Activation Charges:  
• Saving Account • Rs.25
• Current Account • Rs.50
• Loan & Other Deposit Accounts • Rs.50
5 SMS Alert Charge For All Account Rs. 34 Paisa Per SMS
6 Inoperative Charges:  
• Saving Account • Rs.25
• Current Account • Rs.100
7 Cheque Book Charges:  
• Saving Account  • Rs. 1 Per Leaf ( 10 Leaf Free in a Year)
• Current Account • Rs. 1 Per Leaf
8 CCL Renewal Charges • 0.25% of Limit

Loan Processing Services Charges (w.e.f 01/08/2016):

Sr. No Nature Of Service Charges
1 Housing Loan
1% + GST
2 Vehicle Loan 0.75% + GST
3 Retail Trade
• Cash Credit(Below 5 Lac)
• Cash Credit(5 Lac & Above)
• Term Loan
• 1% + GST
• 0.75% + GST
• 1% + GST
4 Agriculture Allied
0.75 % + GST
5 Overdraft Against Liquid Security NIL
6 Overdraft Against Fixed Asset
1% + GST
7 Personal Loan
1% + GST
8 KCC NIL
9 Professional & Self Employed 0.75 % +GST
10 Small Scale Industries & Cottage 0.75% + GST
11 JLG 0.75% +GST

Documentation Charge:

Sr. No Nature Of Service Charges
8 Below One Lac NIL
9 One Lac & Above Rs. 250 Per Lac
10 Inspection Charge Rs. 250 Per Visit

Note:

• All Charge will be calculated on the sanction amount
• The charges are subject to change without notice.


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