NEFT/RTGS Services

RTGS (Real Time Gross Settlement) :

This is a system where the processing of funds transfer instructions takes place at the time they are received (real time). Also the settlement of funds transfer instructions occurs individually on an instruction by instruction basis (gross settlement). RTGS is the fastest possible interbank money transfer facility available through secure banking channels in India.

NEFT (National Electronic Fund Transfer) :

This system of fund transfer operates on a Deferred Net Settlement basis. Fund transfer transactions are settled in batches as compared to the continuous, individual settlement in RTGS.

Sr. No Details of Service Time Transaction Amount Charges:
1 RTGS 10.00 AM
16.00 PM
Above Rs. 2 lacs
Rs. 5 Lacs
Above Rs. 5 Lacs 55.00
2 NEFT 10.00 AM
18:00 PM
Up to Rs. 1 Lacs 15.00
Above Rs. 1.00 Lacs to Rs. 2.00 Lacs 15.00

*RTGS & NEFT will not be operated on 2nd and 4th Saturdays.

IFSC Code details For NEFT /RTGS

Sr. No Branch Name Address IFSC Code
1 Hajipur Branch Hotel Vaishali Campus ,Cinema Road ,Hajipur YESB0VSV001
1 Jandaha Branch Jadaha –Mahua Road, Near Girls School, Jandaha YESB0VSV002
1 Laljang Branch MahnathMarket,Main Road Lalganj YESB0VSV003
1 Ext. Counter Mahua Co-operative Cold Store Campus, Mahua YESB0VSV004

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