| 
RTGS (Real Time Gross Settlement) :
This is a system where the processing of funds transfer instructions takes place at the time they are received (real time). Also the settlement of funds transfer instructions occurs individually on an instruction by instruction basis (gross settlement). RTGS is the fastest possible interbank money transfer facility available through secure banking channels in India.
NEFT (National Electronic Fund Transfer) :
This system of fund transfer operates on a Deferred Net Settlement basis. Fund transfer transactions are settled in batches as compared to the continuous, individual settlement in RTGS.
| Sr. No | Details of Service | Time | Transaction Amount | Charges: |
|---|---|---|---|---|
| 1 | RTGS | 10.00 AM to 16.00 PM |
Above Rs. 2 lacs to Rs. 5 Lacs |
30.00 |
| Above Rs. 5 Lacs | 55.00 | |||
| 2 | NEFT | 10.00 AM to 18:00 PM |
Up to Rs. 1 Lacs | 15.00 |
| Above Rs. 1.00 Lacs to Rs. 2.00 Lacs | 15.00 |
*RTGS & NEFT will not be operated on 2nd and 4th Saturdays.
IFSC Code details For NEFT /RTGS
| Sr. No | Branch Name | Address | IFSC Code |
| 1 | Hajipur Branch | Hotel Vaishali Campus ,Cinema Road ,Hajipur | YESB0VSV001 |
| 1 | Jandaha Branch | Jadaha –Mahua Road, Near Girls School, Jandaha | YESB0VSV002 |
| 1 | Laljang Branch | MahnathMarket,Main Road Lalganj | YESB0VSV003 |
| 1 | Ext. Counter Mahua | Co-operative Cold Store Campus, Mahua | YESB0VSV004 |
